Building Credit Infrastructure in the Developing World, Interview with Josh Gosliner, Juvo

Globally 4 billion people are locked out of the formal economy because they don’t have a credit history. On this episode of Purpose, Inc, host Michael Young welcomes Josh Gosliner of Juvo. Juvo has pioneered the creation of financial identities for the unbanked and underbanked using mobile phone usage and payments data to build a credit bureau from scratch. Josh discusses how the lack of information about credit worthiness places a heavy burden on the poor; the impact Juvo is having in developing economies in Latin America and South East Asia; and why market-based solutions are the way forward.

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